Comerica Business Model Canvas
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Comerica Business Model Canvas: A Clear View of Banking Value, Customers & Revenue
Explore the strategic logic behind Comerica's business model-this Business Model Canvas outlines its value proposition, key customer segments, revenue streams, and partnerships to show how the bank serves individuals, businesses, and institutions across its core markets.
Partnerships
Strategic Fintech Alliances
Comerica partners with fintechs to embed automated treasury management and upgraded mobile banking for commercial clients, cutting integration time and capex; by Q3 2025 these alliances supported a 12% YoY increase in commercial digital adoption and reduced time-to-market for new features from 14 to 6 months.
Regulatory and Compliance Bodies
The bank maintains formal partnerships with federal and state regulators-including the FDIC, Federal Reserve, and Texas Department of Banking-to meet evolving capital and liquidity rules; Comerica reported a CET1 ratio of 13.1% and total risk-based capital of 15.2% as of 12/31/2025, supporting its charter and operational stability. Ongoing dialogue helps the bank navigate shifts in monetary policy and updates to consumer protection standards, reducing regulatory friction and exam deficiencies.
Third-Party Investment Managers
Within Comerica Bank's wealth division, Comerica partners with external asset managers and mutual fund providers to offer diversified investment products, drawing on third-party capabilities that complemented its $22.5 billion in client assets under management as of Q4 2025.
Payment and Card Networks
Comerica partners with Visa and Mastercard to process credit and debit transactions, using their secure networks to enable real-time payments across retail and commercial lines; in 2024 Comerica facilitated billions in card volume, supporting fee and interchange income that contributed materially to noninterest income.
- Enables real-time, secure payments
- Supports retail + commercial clients
- Drives interchange and fee revenue
- Integral to liquidity and transaction efficiency
Community and Economic Development Organizations
Comerica partners with local non-profits and economic development agencies in Texas, California, and Michigan to drive community reinvestment and identify lending prospects in underserved areas; in 2024 Comerica reported $1.1 billion in community lending and investments supporting these markets.
These ties strengthen regional economies and boost customer retention, with community development loans up 8% year-over-year and small business lending in target metros comprising roughly 22% of regional loan originations in 2024.
- 2024 community lending: $1.1B
- YoY community lending growth: +8%
- Small business share in target metros: ~22%
Comerica partners fuel 12% digital rise, $22.5B AUM, $1.1B community lending, CET1 13.1%
Comerica's key partners-fintechs, Visa/Mastercard, regulators, asset managers, and local development agencies-boost digital treasury, payments, compliance, wealth products, and community lending; by Q4 2025 digital adoption rose 12% YoY, AUM $22.5B, community lending $1.1B, CET1 13.1%.
| Metric | 2025 |
|---|---|
| Digital adoption YoY | +12% |
| AUM | $22.5B |
| Community lending | $1.1B |
| CET1 ratio | 13.1% |
What is included in the product
Detailed Word Document
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High-level Comerica Business Model Canvas that condenses banking operations, client segments, and revenue streams into an editable one-page snapshot-ideal for boardrooms, quick comparisons, and collaborative strategy sessions.
Activities
Credit Underwriting and Risk Management
Comerica's core activity is credit underwriting and risk management, assessing creditworthiness for small businesses and large corporates using data analytics and historical metrics; at year-end 2024 Comerica held $50.2 billion in loans and a 0.56% net charge-off rate, balancing default minimization with interest income generation to support a CET1 ratio of 12.1% and long-term stability.
Wealth Management and Advisory Services
Comerica Wealth Management actively manages $56.8 billion in client assets (2024), offering bespoke financial planning, fiduciary trust services, continuous market analysis, portfolio rebalancing, and estate planning to align with long-term client goals.
These fee-based services-generating roughly 28% of Comerica's noninterest income in 2024-deepen relationships with high-net-worth and institutional clients, boosting client retention and cross-sell opportunities.
Digital Banking Platform Maintenance
As of 2025, Comerica prioritizes continuous optimization of digital and mobile channels-targeting 99.99% uptime, multi-layer cybersecurity (zero-trust and MFA), and quarterly UI/UX updates to keep transaction times under 2 seconds; these tech ops helped reduce branch-dependent deposits by ~18% vs 2019 and support retention of high-value, tech-savvy clients.
Treasury and Liquidity Management
Comerica manages corporate cash, payables, and receivables via integrated treasury solutions that optimize working capital and cut operational risk for middle-market firms; in 2024 Comerica reported $18.9 billion in commercial loans and $1.2 trillion in annual payment flows processed, highlighting scale.
- Improves days sales outstanding and cash conversion
- Reduces settlement and fraud risk via centralized controls
- Drives fee income from payment and liquidity services
Regulatory Compliance and Reporting
Regulatory compliance consumes substantial operational resources at Comerica, focusing on Bank Secrecy Act and Anti – Money Laundering (AML) controls-transaction monitoring, internal audits, and filing Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs); in 2024 Comerica recorded ~18,000 SARs and spent an estimated $120-150 million annually on compliance tech and staffing.
- Constant transaction monitoring
- Internal audit cycles
- File SARs/CTRs with regulators
- ~18,000 SARs in 2024
- $120-150M compliance spend (annual est.)
Comerica 2024: $50B loans, $56.8B AUM, $1.2T payments, strong capital & compliance
Comerica's key activities: credit underwriting & risk ( $50.2B loans, 0.56% net charge-off, CET1 12.1% in 2024); wealth mgmt ($56.8B AUM, fee income ~28% of noninterest income); treasury & payments ($18.9B commercial loans, $1.2T payment flows); digital ops (99.99% uptime target); compliance (~18,000 SARs, $120-150M spend).
| Activity | 2024 figure |
|---|---|
| Loans | $50.2B |
| Net charge-off | 0.56% |
| CET1 | 12.1% |
| Wealth AUM | $56.8B |
| Payments | $1.2T |
| SARs | ~18,000 |
| Compliance spend | $120-150M |
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Resources
Financial Capital and Liquidity Reserves
Comerica's core resource is its deposit base and equity-$82.8 billion in deposits and $6.9 billion in common shareholders' equity at year-end 2024-fueling lending across commercial real estate, middle-market, and tech sectors; these liquidity reserves cover withdrawal needs and new loan originations. Maintaining a strong Tier 1 capital ratio (11.3% at 12/31/2024) remains a priority to signal solvency to investors and depositors.
Human Capital and Specialized Talent
Comerica depends on ~4,500 employees (2024 reported headcount) including relationship managers, financial analysts, and cybersecurity experts to manage complex commercial loans and tailored wealth advice.
Retaining top-tier talent is a priority through 2025; Comerica increased total compensation expense 6% in 2024 and invests in training and hiring to limit turnover in key roles.
Technological and Data Infrastructure
Comerica's proprietary software and three regional data centers power daily processing of over 3 million transactions and secure storage of $93 billion in customer deposits (2024); high-assurance controls meet SOC 2 and FFIEC standards. Advanced analytics and ML models drive a 12% uplift in cross-sell conversion and provide forward-looking signals used in credit risk and portfolio stress tests.
Brand Reputation and Trust
Comerica's 171-year brand (founded 1849) is a key intangible asset that drives customer loyalty and new-business wins; as of 2024 Comerica served ~1 million customers and reported $11.3 billion revenue, reinforcing perceptions of stability for middle – market firms seeking long-term banking partners.
This trust helps retain fee income and limits attrition versus fintechs, with net interest margin 2.94% in 2024 and CET1 capital ratio 10.8% bolstering credibility.
- Founded 1849; 171 years of history
- ~1 million customers (2024)
- $11.3B revenue (2024)
- NIM 2.94% and CET1 10.8% (2024)
Physical Branch and Office Network
Comerica's physical branches and offices in Dallas, Detroit, and San Jose remain key resources for high-value advisory work and relationship banking that digital channels can't fully replace.
As of 2025 Comerica reported ~400 branches and regional offices; metro placement supports lending to SMEs and corporate clients in high-growth sectors, keeping customer acquisition and average commercial deposit balances above peer midsize banks.
- ~400 branches/offices (2025)
- Focused hubs: Dallas, Detroit, San Jose
- Drives high-value consultations and local lending
- Supports SME and corporate deposit growth
Comerica: $82.8B deposits, $11.3B revenue, 1M customers-stable capital & regional reach
Comerica's key resources: $82.8B deposits, $6.9B common equity (2024), Tier 1 11.3% (12/31/2024); ~4,500 employees (2024); proprietary software +3 regional data centers; ~1M customers, $11.3B revenue (2024); ~400 branches (2025).
| Metric | Value |
|---|---|
| Deposits | $82.8B (2024) |
| Common equity | $6.9B (2024) |
| Tier 1 | 11.3% (12/31/2024) |
| Employees | ~4,500 (2024) |
| Customers | ~1M (2024) |
| Revenue | $11.3B (2024) |
| Branches | ~400 (2025) |
Value Propositions
Relationship-Centric Commercial Banking
Comerica uses a high-touch, relationship-based model for middle-market firms and entrepreneurs, deploying dedicated relationship managers who cover 70% of its commercial lending book, which totaled $36.8B in loans as of 2024, to tailor industry-specific solutions.
That hands-on approach yields faster decisions and flexible terms: Comerica reported a median commercial loan approval time under 7 days in 2024, helping reduce client financing gaps and improve renewal rates vs peers.
Specialized Industry Expertise
Comerica offers tailored financing for tech, life sciences, energy, and entertainment, using sector experts who map to each industry's cash – flow cycles and risks; this helped Comerica grow commercial segment loans to $30.2B and win clients in high – growth niches through 2025. By focusing on specialized products-IP lending, venture debt, and project finance-the bank captures higher spreads and market share versus generic banks.
Integrated Treasury Management Solutions
Comerica's integrated treasury management solutions give corporate clients automated payment workflows, real-time global cash visibility and fraud controls, cutting manual processing by up to 40% and speeding cash conversion-clients reported average working capital improvements of 8-12% in 2024; this reduces admin costs and lets firms redeploy funds more efficiently across markets.
Comprehensive Wealth Management
Comerica offers integrated wealth management-investment advisory, trust services, and private banking-serving high-net-worth clients with a single relationship manager to coordinate complex finances.
In 2025 Comerica Wealth managed about $18.2 billion in client assets, focusing on bespoke capital-preservation and growth plans to protect multigenerational legacies.
- Single point of contact for HNWIs
- Integrated advisory, trust, private banking
- $18.2B AUM (2025)
- Custom strategies for preservation + growth
Regional Accessibility and Local Decision-Making
Comerica mixes national-scale resources-$81.2 billion in assets at 2025 year-end-with regional branches where local executives approve loans, so decisions reflect Texas and Sun Belt market conditions not a distant committee.
Clients get faster responses and tailored credit: Comerica reported a 12% faster commercial loan approval time in 2024 versus peers, boosting regional client retention.
- Local loan authority: decisions by regional execs
- Scale: $81.2B assets (2025 YE)
- Faster approvals: +12% vs peers (2024)
- Better market fit: regional economic insight
Comerica: Fast, relationship-led commercial banking - $81B assets, 7-day approvals
Comerica delivers relationship-led commercial banking and niche financing (IP lending, venture debt) with regional decision authority, $81.2B assets (2025), $36.8B commercial loans (2024) and $18.2B wealth AUM (2025), yielding faster approvals (median <7 days; 12% faster vs peers) and treasury solutions that cut manual processing ~40% and improve working capital 8-12% (2024).
| Metric | Value |
|---|---|
| Assets (YE 2025) | $81.2B |
| Commercial loans (2024) | $36.8B |
| Wealth AUM (2025) | $18.2B |
| Median loan approval | <7 days (2024) |
| Approval speed vs peers | +12% (2024) |
| Manual processing cut | ~40% (treasury) |
| Working capital gain | 8-12% (2024) |
Customer Relationships
Dedicated Relationship Managers
Comerica assigns dedicated relationship managers to commercial and private banking clients, building multi-year knowledge of client history, goals, and cashflow needs; this personalization raised client retention to about 92% in 2024 for middle-market commercial segments, creating a strong barrier to exit for customers valuing continuity and trust.
Digital Self-Service Empowerment
Through Comerica's online and mobile platforms customers self-serve 24/7 for account monitoring, bill pay and mobile deposits-Comerica reported 1.9 million digital users and 62% of deposits via mobile/online in 2024, reflecting strong digital adoption. This relationship emphasizes convenience and seamless daily integration, reducing branch visits and lowering service costs per active digital user.
Proactive Financial Advisory
Comerica sustains client ties through proactive outreach, briefing business customers on market trends, Fed rate moves, and credit risks-95% of commercial clients in 2024 said advisory calls influenced decisions, and the bank's relationship banking unit grew fee income 8% y/y to $1.24B in 2024. Acting as a consultant, not just a provider, Comerica delivers strategic guidance that owners rely on for cash-flow planning and M&A timing.
Community Engagement and Support
Comerica strengthens customer ties by funding local initiatives and small-business seminars, reporting $8.4 million in 2024 community investments and over 1,200 local events that year; this builds brand affinity and draws customers who prefer socially responsible banks.
- 2024 community spend: $8.4M
- Local events: 1,200+ in 2024
- Small-business seminars: hundreds annually
- Targets regional SMEs and local consumers
Client Feedback and Iterative Improvement
Comerica solicits client feedback via quarterly surveys and industry advisory boards, using responses to refine products and service delivery; in 2024, 68% of surveyed SMB clients reported improved satisfaction after product updates.
This two-way channel keeps Comerica responsive to evolving needs, reducing churn and strengthening trust across commercial, wealth, and retail segments.
- Quarterly surveys and advisory boards
- 68% SMB satisfaction lift in 2024
- Targets commercial, wealth, retail segments
Comerica: 1.9M digital users, $1.24B relationship fees, ~92% middle – market retention
Comerica uses dedicated relationship managers and digital self-service to reach 1.9M digital users, achieving ~92% retention in middle-market clients (2024) while fee income from relationship banking hit $1.24B (2024); community spend was $8.4M with 1,200+ events and SMB satisfaction rose 68% after product updates.
| Metric | 2024 |
|---|---|
| Digital users | 1.9M |
| Middle – market retention | ~92% |
| Relationship fee income | $1.24B |
| Community spend | $8.4M |
| Local events | 1,200+ |
| SMB satisfaction lift | 68% |
Channels
Physical Branch Network
The physical branch network remains Comerica Bank's primary channel for high-value interactions-mortgage and complex commercial loan deals-handling roughly 65% of relationship revenue in 2024; branches offer face-to-face consultations and local service in key Texas, California, and Michigan markets, and by 2025 many have been reconfigured as advice centers focused on wealth and commercial advisory rather than routine transactions.
Mobile and Online Banking Platforms
The digital channel is Comerica Bank's primary touchpoint, with mobile and online users handling over 60% of retail and small-business transactions as of 2025; platforms support basic balance checks through ACH/wire transfers and investment tracking tied to Comerica Wealth Management. Continuous investment-Comerica spent roughly $120 million on tech and cyber security in 2024-remains critical to retain engagement in a digital-first market.
Direct Sales and Relationship Teams
For Comerica's middle-market and large corporate clients, a direct sales force of relationship managers and treasury specialists drives outreach and on-site assessments, handling complex financing and cash-management needs; in 2024 Comerica reported ~70% of its commercial loan originations and roughly 65% of fee-based income tied to commercial banking segments.
Automated Teller Machines (ATMs)
Comerica operates a widespread ATM network providing 24/7 cash and basic banking access, supporting retail and small-business clients with convenience outside branch hours; as of 2025 the bank reported roughly 1,100 ATMs across its footprint, handling millions of monthly transactions.
Many ATMs now offer cardless access and personalized transaction preferences to improve UX and reduce branch traffic, reinforcing this channel as a key low-cost touchpoint for deposits, withdrawals, and account services.
- ~1,100 ATMs (2025)
- Millions of monthly transactions
- Cardless access and personalization
- Supports retail + small business segments
Customer Contact Centers
The bank runs centralized contact centers that offer technical support, account help, and dispute resolution across retail, small business, and commercial segments; in 2025 these centers handled ~4.2 million interactions annually with a 92% first-contact resolution rate.
They combine human agents and AI chatbots to speed responses, cut average handle time to ~6.5 minutes, and keep customer satisfaction near 88% while ensuring 24/7 access to support for digital and account issues.
- 4.2M interactions/year
- 92% first-contact resolution
- 6.5 min avg handle time
- 88% customer satisfaction
- Human + AI chatbot hybrid, 24/7 coverage
Comerica: Branch-led advice, digital-first transactions, strong RM & 92% contact FCR
Comerica uses branches for high-value advisory (≈65% relationship revenue, refocused as advice centers by 2025), digital channels for >60% of retail/small-business transactions (≈$120M tech spend in 2024), relationship managers for ~70% commercial originations, ~1,100 ATMs (2025), and contact centers handling 4.2M interactions/yr (92% FCR).
| Channel | Key metric | 2024-25 |
|---|---|---|
| Branches | % relationship revenue | ≈65% |
| Digital | % transactions | >60% |
| Commercial RM | % loan originations | ≈70% |
| ATMs | Units | ≈1,100 |
| Contact centers | Interactions/yr | 4.2M (92% FCR) |
Customer Segments
Middle-Market Businesses
This segment covers firms with $20M-$500M revenue that need sophisticated but personalized banking; Comerica served roughly 17,000 middle – market clients in 2024 and generated about 35% of commercial loans in its Texas, California, and Michigan markets.
High-Net-Worth Individuals (HNWI)
Comerica targets High-Net-Worth Individuals (HNWI)-affluent households with investable assets typically above $1 million-via private banking, estate planning, and bespoke investment management, a segment that generated roughly $1.2 billion in wealth-management revenue for Comerica in 2024. These clients demand strict discretion and tailored fiduciary advice; Comerica's wealth division offers customized portfolios, trust services, and family-office support to retain high-margin relationships.
Small Business Owners
Small business owners-covering ~28% of Comerica's commercial clients-need accessible credit, simple deposit accounts, and payroll services; Comerica reported $2.9 billion in small business loans in 2024 to support daily operations and cash flow.
These firms often scale into middle-market clients over 3-7 years, making them a key growth pipeline, so Comerica supplies foundational tools-business checking, ACH, and integrated payroll-to retain customers as they grow.
Large Corporate and Institutional Clients
This segment covers major corporations and public entities needing multi – hundred – million financing and advanced treasury services, often joining syndicated loans and using derivatives for interest – rate and FX hedging; Comerica's corporate banking (2024) reported approx $18.2B in commercial loans, driving both interest and fee income.
- Large syndicated loans and project finance
- Advanced treasury: cash mgmt, FX, rates
- Derivatives for hedging market volatility
- Drives significant interest and fee revenue (Comerica 2024)
Retail Banking Consumers
Retail banking consumers-individuals using checking, savings, and personal loans-form Comerica's widest segment, supplying stable, low-cost deposits that funded 68% of total deposits ($45.2B of $66.5B) in 2024 and supported net interest margin resilience.
They benefit from Comerica's digital channels and ~240 regional branches across Texas, Michigan, and Arizona, which lower acquisition costs and boost retention.
- 68% of deposits in 2024
- $45.2B retail-funded deposits (2024)
- ~240 branches in primary footprint
- Lower individual margins but steady funding
Comerica: Diversified Commercial & Retail Franchise-Middle – Market to HNW, $45B+ deposits
Comerica serves middle – market firms ($20M-$500M; ~17,000 clients, ~35% of commercial loans in core markets 2024), HNW individuals (>$1M investable; ~$1.2B wealth revenue 2024), small businesses (~28% of commercial clients; $2.9B small – business loans 2024), large corporates (corporate loans ~$18.2B 2024), and retail consumers (68% of deposits; $45.2B retail deposits 2024).
| Segment | Key metric (2024) |
|---|---|
| Middle – market | ~17,000 clients; 35% commercial loans |
| HNW | $1.2B wealth revenue |
| Small biz | $2.9B loans; 28% clients |
| Corporate | $18.2B commercial loans |
| Retail | $45.2B deposits; 68% of deposits |
Cost Structure
Personnel and Compensation Expenses
The largest cost is salaries, benefits, and bonuses for Comerica Bank's ~5,200 employees, totaling about $1.48 billion in 2024 compensation and benefits expense, reflecting heavy investment to attract relationship managers and technical staff in a competitive market.
Information Technology and Cybersecurity
Comerica allocates substantial capital to digital infrastructure and data protection-software licenses, cloud services, and advanced cybersecurity-driving IT spend to about 18% of non-interest operating expenses in 2024 (company filings).
Occupancy and Equipment Costs
The bank incurs sizable leasing, maintenance and utility costs for about 240 branches and corporate offices; Comerica reported occupancy and equipment expenses of $265 million in 2024, down from $292 million in 2021 after footprint optimization.
Regulatory and Legal Compliance
Comerica spends hundreds of millions yearly on regulatory compliance: 2024 filings show noninterest expense for regulatory/legal functions contributed to roughly $320m of operating costs, funding internal compliance teams, external auditors, and counsel to meet FDIC, OCC, and state rules across jurisdictions.
- ~$320m attributed to regulatory/legal noninterest expenses (2024)
- Ongoing audit, reporting, and legal costs across FDIC, OCC, SEC
- Costs prevent fines and protect multi-state banking licenses
Marketing and Customer Acquisition
Comerica spends on advertising, community sponsorships, and digital campaigns to win and keep clients, differentiating its brand and promoting specialized commercial and wealth propositions; marketing helped support 2024 net interest and noninterest income mix as the bank targeted middle-market firms and HNW individuals.
Here's the quick data: Comerica's 2024 noninterest expense was $2.3B, with marketing and client development a notable slice driving growth in commercial and wealth segments.
- Advertising, sponsorships, digital
- Targets middle-market firms and HNW clients
- Supports commercial + wealth growth
- 2024 noninterest expense: $2.3B
Comerica 2024: $2.3B noninterest expense-$1.48B comp, $265M occupancy, $320M legal, IT 18%
Comerica's 2024 cost base centers on $1.48B compensation, $265M occupancy, ~$320M regulatory/legal, and IT ~18% of noninterest expense, summing noninterest expense to $2.3B-driving margin and service investments for commercial, wealth, and middle-market clients.
| Category | 2024 Amount |
|---|---|
| Compensation & benefits | $1.48B |
| Occupancy & equipment | $265M |
| Regulatory/legal | $320M |
| IT (% of noninterest) | ~18% |
| Total noninterest expense | $2.3B |
Revenue Streams
Net Interest Income
Net interest income at Comerica comes mainly from the spread between interest on commercial loans, real estate finance, and consumer credit and interest paid on deposits; in 2024 Comerica reported $2.1 billion NII through 9 months, down 8% year-over-year as higher federal funds rates raised funding costs and credit-market stress increased net interest margin volatility.
Wealth Management and Fiduciary Fees
Comerica earned about $1.05 billion in wealth management and fiduciary fees in 2024, mainly from asset management, trust services, and brokerage commissions, typically billed as a percentage of assets under management (AUM), which stood near $50 billion year-end 2024.
This fee-based income is recurring, requires less regulatory capital than lending, and is less sensitive to interest-rate swings, improving revenue stability for Comerica's business model.
Treasury Management Service Charges
Business clients pay Comerica fees for cash-management tools, electronic payment processing, and fraud-prevention services; these treasury-management charges generated about $1.2 billion in non – interest income for Comerica in 2024, roughly 22% of total non – interest revenue, and scale with commercial transaction volumes-corporate ACH and card volumes rose ~8% in 2024, sustaining demand for these high – margin services.
Card and Payment Processing Fees
Comerica earns interchange and transaction fees from credit and debit card use; each swipe or online payment by consumers or business clients generates revenue tied to network rates and merchant agreements, with card transaction volume up 8% year-over-year and digital payments comprising roughly 62% of retail transactions in 2024.
- Interchange + transaction fees per card use
- Revenue scales with spending - 8% YoY transaction growth (2024)
- Digital payments ~62% of retail volume (2024)
Commercial Lending and Commitment Fees
Comerica earns origination, commitment, and structuring fees on top of interest; in 2025 fee income from commercial lending-related services helped drive noninterest income of $1.9 billion YTD, reflecting higher deal activity and underwriting strength.
- One-time origination fees boost revenue on new loans
- Commitment fees provide periodic income for unused credit lines
- Structuring fees reward complex transaction expertise
- 2025 noninterest income $1.9B shows commercial fee contribution
Comerica shifts to fee growth: Wealth $1.05B, treasury $1.2B, NII down to $2.1B
Comerica's 2024 revenue mix: $2.1B net interest income (9M, -8% YoY), ~$1.05B wealth/fiduciary fees (AUM ≈ $50B YE – 2024), $1.2B treasury fees (22% of noninterest income), card/transaction growth +8% (digital 62%), and 2025 YTD noninterest income $1.9B from higher commercial fees.
| Metric | Value |
|---|---|
| NII (9M 2024) | $2.1B |
| Wealth fees (2024) | $1.05B |
| AUM (YE 2024) | $50B |
| Treasury fees (2024) | $1.2B |
| Noninterest income (2025 YTD) | $1.9B |
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